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Perfios Credit Gateway (PCG) is a plug & play technology platform that connects lenders with customer originating/loan originators/market place/vertical aggregators partners for various lending use cases without the need for expensive technology investments, reducing your GTM to 2 weeks.

PCG is OCEN compliant and provides a whitelabelled light touch integration for customer originating/loan originators/market place/vertical aggregators partners for various end to end lending integration covering both SME & Retail segments.

PCG helps to bridge the gap between low-cost capital & low-cost sourcing.

Features

  • RBI Compliant PCG is a Plug-and-Play solution that integrates all activities to enable credit with quick Go-To-Market
  • Wide scope for data ingestion – Bank statement, GST, IT Returns, Salary Slip, Bureau, Legal Info and many more
  • Wide range of data sources – Bank accounts, GST, PAN, ITR, etc.
  • Prioritizes lenders based on pre-defined criteria
  • Lenders vying to provide borrowers with the best of competitive offers
  • Lead qualification engine on pre-defined rules
  • Customer level documentation helps ask only relevant documentation from borrower
  • Visibility to loan portfolio performance over time – helps refine the product, pricing & acquisition strategy
  • Full-stack API or UI based journeys
  • Easily build Retail and SME journeys
Borrowers Will Benefit With Lenders’ Risk-based Pricing
Borrowers Will Benefit With Lenders’ Risk-based Pricing
Lender Onboarding made easy
Lender Integrations Made Easy

Benefits

Offers relevant Loan Products based on Intelligence inputs like customer profile & purchase context
Tailor-Made Loan Products Offered On Intelligence Inputs Like Customer Profile & Purchase Context
Highly simplified and refined customer journey
Highly simplified and refined customer journey with increased stickiness
Navigate through the labyrinth of OCEN with multiple integrations
Navigate through the labyrinth of OCEN with multiple integrations
Orchestration between traditional data sources and new-age sources like AA
Orchestration between traditional data sources and new-age sources like AA
Set up preferential list of lenders based on predefined criteria
Set up preferential list of lenders based on predefined criteria

safe and secure

Perfios is Information Security Management Certified (ISO 27001) Security Seals Certified Seal Privacy Seals Business Seals