Institutional lenders use the Perfios Income Analysis Solutions to verify income and employment of salaried and self-employed customers applying for loans and credit cards.
Perfios automates data extraction and reconciliation from bank statements and other income documents such as payslips, ITR forms, ITR-V, Form 16 from various online and offline channels. It generates reports for employment and income verification which augment credit assessment and decisioning.
Perfios’ Bank Statement Analyzer automates the entire process of financial checks, verification, income analysis, and extraction of financial data. It determines the creditworthiness of an applicant with a quick credit assessment and real-time decisioning of the applicant’s financial health. This has proven to help in dramatically improving the turnaround time for processing an application, whether it originated from an offline channel or an online one.know more
Perfios supports digitization & analysis of annual Form 16 and quarterly Form 26AS statements for income identification and employment verification.
Perfios supports processing & analyzing of salary slips for income identification and employment verification of an applicant with income analysis.
Perfios supports digitization and analysis of your customer’s tax returns to check and verify their income.
Perfios supports the fetch & analysis of applicant’s credit card statements along with their utilization and payment patterns to determine the capacity to pay.