Perfios, a pioneer in data aggregation services, has created a new category of solutions that leverage the power of aggregation of structured and unstructured data while providing deep analytics in addition to aggregated data.
Making the best use of the recently announced Account Aggregation (AA) framework, Perfios has built a full-stack solution for Financial Information Providers (FIP) and Financial Information Users (FIU). These modules seamlessly connect a company’s existing solution to the NBFC-AA ecosystem and act as a single point to handle all the comprehensive and tedious integration architectures, helping FIPs and FIUs save time in their integrations.
For existing customers, Perfios is adding AA as another data source, the integration of which will need little change management or effort.
We work closely with Sahamati – a Collective of the Account Aggregator Ecosystem, and we automatically update FIP and FIU modules as this ecosystem evolves.
The module for all the Financial Information Providers like banks to become a part of and easily integrate into the NBFC-AA ecosystem. Perfios FIP modules seamlessly integrate with the company’s core system and any account aggregator to handle requests for customer data extraction in a secure and real-time environment.
The module for companies to acquire the applicant’s data from all FIPs, using any account aggregator with whom the applicant has an account. The module easily integrates with the company’s application system and has the capability of handling all the complex integrations of the NBFC-AA ecosystem. The data extracted using the FIU module can be passed into the existing/Perfios analytics engine.
Perfios has a highly secure, robust Account Aggregator platform conforming to all RBI specifications. To know more click here - www.perfios-aa.in
Perfios Loan Service Provider (LSP) Bridge – Perfios has developed a specialized module to connect with new Indian government initiatives like BHIM for SME for the widespread and swift acquisition of customers. Perfios LSP bridge helps to integrate end-to-end with any new LSP, from the customer data acquisition stage to providing instant offers and agreements. The solution, easily and with minimalistic effort, integrates with the company’s LOS and decisioning systems managing all complex integrations with any LSP’s comprehensive architecture.
Two fundamental use cases are envisaged at the launch of the AA framework