As a pioneer in data aggregation services in India, Perfios has created a new category of solutions (like Real-time credit decisioning, Personal Finance Management related products etc.) that leverages the power of aggregation of structured and unstructured data, providing deep analytics on top of the aggregated data.
To help our customers make best use of the recently announced Account Aggregation (AA) framework, we are building full-stack solutions for Financial Information Users (FIU) and Financial Information Providers (FIP). Our expertise in these areas will help our customers cut time and effort of implementation. For our customers who already use Perfios for various digital lending solutions, adding AA as another data source will need little change management or effort.
Moreover, we are working closely with Sahamati – a Collective of the Account Aggregator Ecosystem; Perfios will automatically update FIU and FIP customers’ modules as the ecosystem evolves.
Two fundamental use cases are envisaged at the launch of the AA framework