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Financial Statements Analyzer

For business lending, there is a need to do detailed analysis of financial statements in addition to analysis of bank statements. Perfios provides a solution which can analyse various financial statements, do financial spreading and generates a detailed credit assessment memo (CAM) report with dramatically lowers TAT than what is currently available with current processes.

The solution caters to following business types:

  • Sole Proprietorship
  • Partnership
  • Private Limited Companies
  • Public Limited Companies
  • Limited Liability Partnerships

Perfios provides multiple options for financial statement analysis:

  • Back office/ Offline – Through Perfios back office portal for scanned statement upload and analysis.
  • Online – Integrate with a web application to
    • Fetch uploaded scanned financial statements using Perfios API.
    • Direct fetch of financial statements from MCA portal using APIs.
customized-CAM-with-ratios

Financial Statements analyser integration with GST

With rolling out of GST, Perfios has extended its Financial statement analyser solution that integrates banking statement analysis, stock statement analysis, financial statement analysis and GST data from GSTN to provide a single source of truth about a customer to lending institutions. The outcome is a comprehensive report which can be used by financial institutions as another input for credit decisioning of its business and corporate customers.

financial-statement-analyser

Financial Statements analyser integration with GST

With rolling out of GST, Perfios has extended its Financial statement analyser solution that integrates banking statement analysis, stock statement analysis, financial statement analysis and GST data from GSTN to provide a single source of truth about a customer to lending institutions. The outcome is a comprehensive report which can be used by financial institutions as another input for credit decisioning of its business and corporate customers.

financial-statement-analyser-mobile
financial-statement-analyser

Financial statement analyser provides following benefits

automated-financial
Automated financial spreading eliminates manual errors.
quick-cam
Quick CAM report generation.
dramatic-reduction
Dramatic reduction in TAT of credit assessment.
customizable-cam-report
Completely customizable CAM report generation.
gst-integration
GST integration provides actual picture of trade receivables and trade payables.
online-fetch-of-financials
Online fetch of financials from MCA eliminates possibility of fraud.

SAFE & SECURE

SAFE & SECURE

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