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From Data to Insights,

simplified

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Four Banks Have Gone Live
on RBI's AA Framework

Most Banks preferred
Perfios as their Partner

Partner with Perfios as TSP

Our Commitment
to innovation

In Delivering Tailored
Customer Solutions

go to events & recognitions
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The Trust
Algorithm

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Now Serving

3 Continents | 18 Countries |
500+ Customers

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 Bridging the gap between

Data & Insight

Perfios extracts, categorizes, and analyzes thousands of data-types in real-time, helping financial institutions take lending decisions in stringent privacy & compliance environments.

Perfios leverages the extensible data platform and uses the power of artificial intelligence and machine learning to automate data-driven risk and price-reducing decisions.

Explore how Perfios analyzes your data for successful decisioning in your business.

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Featured Product

Credit Assessment Memo (CAM)

CAM report automates the credit underwriting process by combining data from multiple financial documents and does an in-depth analysis to generate one single report that calculates the final eligibility of your customer. 

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consumer lending

A completely automated consumer lending experience from data extraction to risk analytics and real-time decisioning.

Income Analysis
Fraud Check and Verification Services
Obligations Check
Cross Analysis
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wealth management

Financial data aggregation APIs for large institutions and Fintechs to support their finance or money manager applications.

Perfios Finance Manager
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sme lending

A digital lending experience tailor-made for SME lending, from customized data extraction to risk analytics and real-time decisioning.

Income Analysis
Fraud Check and Verification Services
Obligations Check
Cross Analysis
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Account Aggregator

A category of solutions that leverage the power of aggregation of structured and unstructured data while providing deep analytics.

Loan Service Provider (LSP)
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Specialized Solutions

Perfios offers specialized solutions for a digital transformation of the lending process for a seamless loan application journey.

InDigize
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Credit Assessment Memo

CAM report automates the credit underwriting process by combining data from multiple financial documents and does an in-depth analysis to generate one single report that calculates the final eligibility of your customer.

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Solutions

Customized solutions for data aggregation and analytics to aid real-time decisioning for businesses

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A direct lending platform for easy loan sourcing and acquisition for varied origination & workflow process points.

P2P Lending
Invoice Financing
Direct B2C and Channel Based Lending
Unified Branch-office Portal
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data aggregation & analytics

An aggregation platform to present complex & voluminous data from varied sources in a summarized format.

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Perfios AI

A holistic credit scoring system that uses traditional and non-traditional data sources to provide insights on new age customers, enabling FIs to make accurate lending decisions in real-time

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Platforms

Perfios takes the lending process digital by offering highly secure platforms with end-to-end solutions.

Personal Finance Manager

We are a pioneer in the PFM space with a repository of experience. PFM solutions cater to multiple asset classes and help businesses scale organically by bringing in higher efficiency in all the financial management processes.

how we make data work

Global Presence

Czech Republic
Indonesia
Ireland
Kenya
Philippines
Saudi Arabia
Singapore
Slovakia
South Africa
UAE
Vietnam
India
Malaysia
Bahrain
 Sri Lanka
Bangladesh
Thailand
Hongkong
Czech
Czech Republic
Prague
Indonesia
Indonesia
Jakarta
Ireland
Ireland
Dublin
Kenya
Kenya
Nairobi
Philippines
Philippines
Manila
Saudi Arabia
Saudi Arabia
Riyadh
Singapore
Singapore
Singapore
Slovakia
Slovakia
Bratislava
South Africa
South Africa
Cape Town
UAE
UAE
Abu Dhabi
Vietnam
Vietnam
Hanoi
India
India
New Delhi Mumbai Kolkata Bangalore Chennai
Malaysia
Malaysia
Kuala Lumpur
Bahrain
Bahrain
Manama
Sri Lanka
Sri Lanka
Colombo
Bangladesh
Bangladesh
Dhaka
Thailand
Thailand
Bangkok
HongKong
Hong Kong
Victoria
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trusted by

Industry Stalwarts

Learn how our clientele across industries & geographies have benefitted from our full-stack data decisioning platform.

Mr. PR Seshadri - Ex MD & CEO, Karur Vysya Bank
Mr. PR Seshadri

Ex MD & CEO - Karur Vysya Bank

Mr. Sashank Rishyasringa - Co Founder, Capital Float
Mr. Sashank Rishyasringa

Co Founder - Capital Float

Mr. Rahul Bhargava - Chief Product and Technology Officer at InCred, ex-Amazon, PayPa

Perfios has been a good partner for us, especially with bank statements [analyzer]. It’s been a very good product that we have leveraged. I continue to believe that there are a lot more things that Perfios will do which will be useful. We look forward to new products coming out and obviously continue using the existing ones.

Mr. Rahul Bhargava

Chief Product and Technology Officer at - InCred, ex-Amazon, PayPal

Mr. Abhijit Ghosh - CEO & ED, U Gro Capital

It’s [experience working with Perfios] been really good. The best part is how you guys have started showing improvement. Inspite of the fact that you are far older than us, you take all inputs seriously and your processing time has also improved a lot at least from the time we started.

Mr. Abhijit Ghosh

CEO & ED - U Gro Capital

client
ICICI Bank
ICICI Bank
ICICI Bank
ICICI Bank
ICICI Bank
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ICICI Bank
ICICI Bank
ICICI Bank
ICICI Bank
ICICI Bank
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ICICI Bank
ICICI Bank
ICICI Bank
ICICI Bank
ICICI Bank
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ICICI Bank
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ICICI Bank
ICICI Bank
ICICI Bank
ICICI Bank
ICICI Bank
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ICICI Bank
ICICI Bank
ICICI Bank
ICICI Bank
ICICI Bank
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ICICI Bank
ICICI Bank
ICICI Bank
ICICI Bank
ICICI Bank
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ICICI Bank
ICICI Bank
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ICICI Bank
ICICI Bank
ICICI Bank
ICICI Bank
ICICI Bank
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ICICI Bank
ICICI Bank
ICICI Bank
ICICI Bank
ICICI Bank
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ICICI Bank
ICICI Bank
ICICI Bank
ICICI Bank
ICICI Bank
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ICICI Bank
ICICI Bank
ICICI Bank
ICICI Bank
ICICI Bank
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Know Perfios Better

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Decode the Language of a Borrower Entity. Analyze Financial Statements with Perfios

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What Makes Perfios Financial Statement Analyzer the Ideal Tool for Elevating Credit Decisions?

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Speed (Scan of Documents) is Wonderful, but Accuracy is Imperative!

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AI & Human Synergy - The Hybrid Model that combines AI and Subject Matter Expert Intervention in Document Scanning

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The AI Pathway: Taking Inequity Out of The Credit Equation

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AI & Underwriting: Towards A Collaborative Future In Credit Risk Assessment

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InteGREAT: Maximizing Digital Advantage Across The BFSI Value Chain

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Elevating Financial Services Experience With Simplified Customer Onboarding

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Escrow Monitoring - Made Simpler & Smarter

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Getting The Best Out of Account Aggregation

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The Choice of Plenty: Deciding the Right Technology Solution Provider

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The UPI of Data is Coming. Are You Ready?

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Ready for Take Off: Credit Card Analysis

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Ease of GST Filings – A Boon for Lenders

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Handling Fraud In A Digital World – A Pandemic In Its Own Right

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Strengthening SME Lending with Multi GSTIN

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One-Time Loan Restructuring Dilemma

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The Buzz Around "Embedded Finance"​ is Real

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3 Types of Hacks for making better use of LinkedIn

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Building an MVP

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Changing Pace of Mutual Funds – how technology can help expand the industry.

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Bridging SME Financing Gap Using AI/Machine Learning

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Perfios Processes Over 2 Million Financial Documents per Month Using Amazon Textract

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How Bengaluru-based Perfios is Automating Credit Underwriting Decisions for 500+ Global BFSI Companies

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Warburg, Bessemer invest in Perfios

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Perfios raises $50 million led by funds of Warburg Pincus, Bessemer Venture Partners

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Perfios raises $50 mn from Warburg Pincus, Bessemer Venture and others

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Warburg Pincus, Bessemer bet $50 mn on fintech firm Perfios

safe and secure

Perfios is Information Security Management Certified (ISO 27001) Perfios is Security Certified for Applications (Plynt) Security Seals Certified Seal Privacy Seals Business Seals